William Blair Lowers TWFG Earnings Forecast Amid Market Shifts

Investment analysts at William Blair have revised their earnings per share (EPS) estimates for TWFG, Inc. (NASDAQ: TWFG), predicting a decline for the third quarter of 2025. In a research note released on October 14, 2023, analyst A. Klauber projected that the company would report EPS of $0.16, down from the previous estimate of $0.17. The current consensus estimate for TWFG’s full-year earnings stands at $0.57 per share.

Several other financial institutions have also recently adjusted their outlook on TWFG. UBS Group lowered its price target from $42.00 to $39.00, while maintaining a “buy” rating for the stock in a report dated October 8, 2023. Similarly, Weiss Ratings reaffirmed a “sell (d)” rating on October 8, and Piper Sandler reduced its target price from $38.00 to $32.00, although it designated the stock as “overweight” on August 14, 2023.

On October 7, 2023, Morgan Stanley adjusted its target price from $32.00 to $30.00 with an “equal weight” rating, while JPMorgan Chase & Co. followed suit, lowering its target from $35.00 to $30.00 and assigning a “neutral” rating on October 9. Currently, four analysts have rated TWFG as a buy, three have assigned a hold rating, and one has rated it as a sell. According to data from MarketBeat.com, the consensus rating for TWFG is “hold” with an average price target of $33.29.

Shares of TWFG experienced a slight increase of 0.1%, opening at $25.76 on Thursday. The company has a 50-day moving average price of $26.75 and a 200-day moving average price of $30.76. In terms of liquidity, TWFG reports a current ratio of 105.86 and a quick ratio of 105.86, alongside a debt-to-equity ratio of 0.01. The firm’s market capitalization stands at approximately $1.44 billion, with a price-to-earnings ratio of 62.83. Over the past year, the stock hit a low of $23.52 and a high of $36.85.

In its most recent quarterly earnings report on March 3, 2023, TWFG announced an EPS of $0.15 and reported revenue of $54.64 million for the quarter. The company noted a return on equity of 7.82% and a net margin of 2.74%, setting its fourth-quarter guidance with a similar EPS forecast.

Institutional investors are actively managing their positions in TWFG. Notably, Victory Capital Management Inc. acquired a new stake valued at approximately $6,784,000 during the first quarter. TD Asset Management Inc. increased its stake by 25.2%, now holding 52,942 shares worth $1,636,000 after adding 10,666 shares. Additionally, Blair William & Co. invested around $969,000 in new shares, while Vanguard Group Inc. increased its stake by 0.7%, holding 621,151 shares valued at $19.2 million. Nuveen LLC also entered a new position worth approximately $15,501,000 during the same period.

TWFG, Inc. operates a comprehensive independent distribution platform for personal and commercial insurance products across the United States. Its offerings include a range of insurance types such as auto, home, renters, life, health, and various professional liability products, among others.

As market conditions evolve, analysts and investors will be closely monitoring TWFG’s performance in the upcoming quarters.