The Mortgage Collaborative (TMC), a prominent independent cooperative network for mortgage lenders in the United States, has unveiled a new individual subscription membership option designed to enhance access to its extensive network. Announced on December 16, 2025, during a press event in San Diego, California, this initiative aims to provide mortgage professionals with greater resources and support.
The individual membership is specifically tailored for those who may not be affiliated with a larger lender or cooperative. This option allows independent mortgage professionals to tap into TMC’s vast array of tools, resources, and networking opportunities previously reserved for member companies. TMC’s leadership emphasized that this new offering is a response to the evolving needs of the mortgage industry, particularly among individual professionals seeking collaboration and support.
The subscription membership grants access to TMC’s educational programs, industry insights, and advocacy efforts. Members will also benefit from participation in exclusive events and forums, where they can connect with peers and industry leaders. TMC’s Chief Executive Officer, David A. Kittle, highlighted the importance of this new initiative by stating, “We recognize that many talented professionals operate independently. Our goal is to empower them by providing the same resources that our member companies enjoy.”
In addition to educational content, individual members will receive updates on regulatory changes, market trends, and best practices, ensuring they remain competitive in a rapidly changing landscape. With the mortgage industry facing numerous challenges, including fluctuating interest rates and regulatory scrutiny, TMC aims to equip its members with the knowledge and tools necessary for success.
The introduction of the individual subscription is part of TMC’s broader strategy to expand its influence and support within the mortgage sector. According to TMC, this new membership model is expected to attract a diverse group of mortgage professionals, from newcomers to seasoned veterans, all looking for a community that fosters growth and collaboration.
In a time when the mortgage market is increasingly complex, TMC’s initiative provides a lifeline to those seeking to enhance their professional capabilities and network. The cooperative network continues to play a vital role in shaping the future of the mortgage industry by emphasizing cooperation, innovation, and education.
As TMC moves forward with this new membership option, the organization is poised to strengthen its commitment to fostering a more inclusive environment for all mortgage professionals, regardless of their affiliation. This launch marks a significant step toward creating a more accessible and collaborative mortgage industry landscape.
