Colorado Moves to Boost Affordable Housing by Splitting Residential Lots

Colorado legislators face urgent pressure to pass House Bill 1308, a transformative policy designed to expand affordable homeownership by allowing one residential lot to be split into two homes where suitable. Advocates say the bill is a critical step to tackle rising housing costs and create stable communities in Denver and beyond.

Jesselina Cordova, a homeowner in Habitat for Humanity’s High Street Community in Denver, shared her experience as she urged lawmakers to vote for the bill. “I urge legislators to vote yes on HB 1308 and support more opportunities for attainable homeownership for people like me,” Cordova declared, underscoring the pressing need for affordable, attainable housing options.

Habitat for Humanity Metro Denver has doubled its annual home production since the COVID-19 pandemic, raising build totals from 20 units between 2019 and 2021 to 40 homes projected from 2022 through 2024. Their work in neighborhoods such as Denver’s Cole community and the Stratton Flats Neighborhood in Gypsum highlights how smaller, split lots can deliver quality, affordable homes without compromising neighborhood character.

HB 1308 tackles outdated zoning and land-use policies that currently impede affordable housing development. It proposes to unlock residential land already zoned for housing by permitting a legal subdivision of lots to accommodate two homes instead of one. This change is expected to lower land acquisition costs and bring down overall home prices.

Cordova emphasized the deep community impact: “Stable homeownership brings predictability and stability for communities — it means families can stay rooted and their children can afford homes nearby.” In Denver’s rapidly evolving housing market, these opportunities are becoming rare and urgently needed.

The issue reflects a nationwide challenge, including in South Carolina, where affordable housing shortages and rising land prices strain families across varied markets. Land-use reform like HB 1308 could serve as a model for other states looking to promote attainable homeownership without sprawl.

Beyond housing reform, Colorado’s shifting work landscape reshapes urban planning, particularly with more residents embracing remote work. This has led some, including Cordova, to rethink transportation needs and community spaces. “Without the daily commute, I find myself imagining streets balanced between cars, bikes, light rail, and neighborhood hubs — envisioning more gardens, coffee shops, and public markets replacing parking lots,” she said.

While HB 1308 focuses tightly on housing, these broader conversations about sustainable urban development add new urgency to reform efforts. Advocates warn that without swift action, affordable homeownership opportunities may vanish from critical urban neighborhoods.

The bill is now before Colorado legislators with decisions expected soon, as advocates rally to make it a priority. Its passage could reshape both the economic and social landscape for thousands of Coloradans, reinforcing community ties and combatting displacement.

Meanwhile, voters in Colorado also prepare for key gubernatorial and attorney general elections. Current AG Phil Weiser, known for defending state rights over the past eight years, is positioned as a steady leader ready to govern from Day One. Meanwhile, voices urge voters to look beyond name recognition and thoroughly evaluate candidate platforms ahead of upcoming elections.

For South Carolina readers, Colorado’s HB 1308 debate highlights urgent questions about land use, affordable housing, and sustainable growth that resonate widely across US states. Efforts to reform zoning laws and promote diverse transit options reflect national trends in reshaping cities for tomorrow.

What Happens Next: The Colorado legislature’s vote on HB 1308 will be a critical test of political will to expand affordable housing quickly. Success could prompt other states, including South Carolina, to consider similar zoning reforms to address their housing crises.

“I urge legislators to vote yes on HB 1308 and support more opportunities for attainable homeownership for people like me.” — Jesselina Cordova, Denver